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In certain international locations, there is a separation of the payment procedure operator from the regulator and supervisor of that system. This transpires being the case in India and China, While in Brazil, these separate features are all handled within the BCB (however by distinct departments).

four There is not any specific functionality for credit score in Pix (“Pix Credit score”), while some PSPs Incorporate Pix with a credit line. You'll find versions where PSPs cost fascination and costs within the payer only, and Many others exactly where PSPs demand each the payer and also the merchant (payee).

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This paper discusses The important thing style and design functions of Brazil’s quick payment system (Pix) which have contributed to its achievement and compares many of its functions with those of quick payment devices in other nations. The paper also outlines some remaining problems during the implementation of Pix

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This paper discusses the key style and design capabilities of Brazil’s fast payment technique (Pix) that have contributed to its achievement and compares many of its capabilities with All those of instantaneous payment systems in other international locations. The paper also outlines some remaining troubles while in the implementation of Pix.

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